Frequently Asked Questions. What To Do in Case of an Accident?
· The date and approximate time that the incident occurred
· The location where the incident occurred
· The description of the other car(s) involved
· The reporting police agency and report number
· Any injuries, witnesses, passengers
· Primary Adjuster, who conducts a thorough investigation of the facts of an accident
· Field adjuster who performs the vehicle appraisal
· Total loss specialist who finalizes the value of your vehicle
· Medical payments/person injury protection adjuster who makes sure bills for such
things as ambulance and emergency room visits are handled properly.
If you do not know whom to contact, simply call the primary adjuster who will either help you or refer you to the best person to address your question or concern.
What does Comprehensive coverage cover?
Comprehensive coverage pays for loss or damage to your vehicle caused by fire, theft, vandalism, collision with an animal, and more.
What does Collision cover?
Collision coverage pays for accident damage to your vehicle caused by upset or collision with another vehicle or stationary object. Each Collision claim is subject to a deductible. (the amount you will pay out of pocket). You should choose a deductible that meets your financial needs; the higher the deductible, the lower the cost for carrying this coverage.