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3 Sensible Safeguards That Can Stop Your Home from Swarming with Spiders

3 Sensible Safeguards That Can Stop Your Home from Swarming with Spiders

At one point or another, every homeowner has to deal with a common problem.  Pests.  And one pest in particular happens to be universal.  Spiders.  When spiders are seen in isolation, it’s easy to dismiss them as minor nuisances.  However, some species of spiders tend to congregate in nests or large numbers.  So it’s important to know how to prevent them from overrunning your home.  

 

Cleanliness is Next to Godliness:

Lifestyle Writer Korin Miller suggests that, “There are several species of spiders that can invade your home, including the American house spider, daddy longlegs, or weaver spiders, and grass spiders. While most aren’t interested in interacting with you, there are a few that can be problematic.” Here are a few quick tips on how to prevent spiders from creating chaos in your home:

 

      I.        Vacuum and Dust Your Home Regularly:

Spiders tend to congregate and settle into dusty or cluttered areas.  Specifically because dust camouflages their webs.  By keeping your home dust-free, you make it difficult for spiders to weave large webs.

 

    II.        Seal off All Cracks and Crevices on the Facade of your Home:

If there are any large cracks in the superficial structures of your home, pay attention to see whether spiders and insects keep crawling in and out of them.  Spiders like to live in dark areas, so it’s a good idea to either seal off, or regularly fumigate cracks.

 

   III.        Fumigate Seasonally:

Fumigation is an effective way to deter spiders and bugs from setting up shop in a house.  If you want to make sure that every corner of your home is free of spiders, hire a professional fumigator.  Pesticides can deter spiders for months on end.

 

Conclusion:

Pest control is an important part of home ownership because it preserves the value of real estate.  Even when it comes to benign pests like spiders, it's still necessary to be proactive about keeping your home free from pests.  The best approach to pest control is always cautiousness.  Being preemptive makes it easier to counteract wear and tear.  For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you keep your home safe. We got you covered!

Don’t Be Hesitant to Look into Group Coaching: Especially With these 3 Incentives on the Table

Don’t Be Hesitant to Look into Group Coaching: Especially With these 3 Incentives on the Table

Business coaching continues to evolve into a central part of corporate culture.  But even so, many people have a one-dimensional view of how coaching works.  While the obvious assumption is that coaching comprises one-on-one consultations, it’s actually possible to implement coaching in a group context.  Group coaching is a convenient way for companies to enhance aggregate employee performance.

 

Group Coaching Brings Teams into Alignment:

Management Consultant Carter McNamara explains that, “Group coaching is used much more often now because it can achieve more impact, more quickly, and at lower cost. Group coaching leverages the untapped wisdom, support and networking among clients, employees and peers. Simply put, group coaching is coaching in a group.  However, there are many different formats for how that can be done.” Here are a few important benefits of soliciting coaching at a group-level:

 

1.    It’s More Affordable:

One-on-one coaching is designed to help specific individuals by exploring their designated roles.  This generates costs related to each person who receives coaching.  But with group coaching, it’s possible to secure a lump-sum discounted rate which applies to multiple people at the same time. 

 

2.    It Allows for Collective Brainstorming:

Group coaching is an orchestrated communal process.  It encourages employees to build teams and work together towards a mutually established mission.  This is a unique opportunity because it allows people to get comfortable with the idea of pooling knowledge, talents and resources.

 

3.    It Explores Problem Areas in Multiple Facets of a Business:

The blind spots and hang-ups which plague businesses are never because of one single factor.  They happen across multiple stages of operations, and on multiple levels of the chain of command.  They happen in different teams, and different departments of any given organization.  Group coaching casts a wide net which caters to all these possibilities.

 

Conclusion:

Companies looking to elevate their strategic advantage stand to gain tremendously from group coaching.  Especially in light of the fact that markets and industries are more competitive than ever before.  Even a small investment in group coaching can yield long-lasting results. If you like what you just read from our blog, you’ll love the various informative courses, workshops and events listed on our websites and social media. Whether you’re interested in personal development, or overall improvement of your business, give us a call at 1 (800) 913-0222 to find out how Now Rise can help you break past your daily struggles and start soaring in success.

4 Events Your Insurer Should Always Know About if You’re a Homeowner

Getting homeowners insurance isn’t just a matter of subscribing and putting your feet up. It’s also important to comply with the terms of your policy by making sure your records are up to date.  Any time a major life event happens, it’s advisable to let your insurer know immediately.  When it comes to homeowner’s insurance, it’s also necessary to keep your insurance company aware of major renovations or plans which impact your covered assets.

It Pays to Keep Your Affairs in Order:

Insurance Expert Kevin Mercadante explains that “Traditional insurance companies do business by keeping the money they don’t pay out in claims. This means whenever they have to process a claim, they stand to lose profit. This is why getting claims paid expeditiously is sometimes so hard.” The easiest way to avoid snarl-ups with the claims process is by making an effort to keep your insurer up to speed with all material information about your assets. Here are a few life-changes you should always tell your insurance company about:

1.    Marriage:

               Insurance companies need to know about weddings/marriage because such events impact ownership on the home.  Not only does marriage create an additional beneficiary, but it usually increases the property stored within a home.

2.    Fully-Paid Mortgages:

               Homeowners insurance rates are different depending on whether a policyholder is still transacting with a mortgage lender.  Chances are you’ll qualify for lower rates if you own your home outright.

3.    Changes to In-Built Electricals/Features:

               Home improvement has a huge impact on the book-value of a home.  If you’re going to carry out extensive renovations, make sure those changes include a formal valuation which you provide to your insurance company.

4.    Renting Out to Tenants:

               If you’re going to rent out a home which you own, the insurance company needs to know about the fact that you’re getting a tenant.  Acquiring tenants creates risks which may not be covered under a standard homeowner’s insurance policy.

Conclusion:

               Keeping your insurance company up to date is much more than a ceremonial formality.  It guarantees that your coverage will remain intact, while providing the maximum possible protection based on your specific policy.  Even though it’s easy to procrastinate or forget, don’t lose track of all the events that happen in relation to your assets.  Always keep good records so that you can provide your insurance company with accurate facts. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!

Lost Your Car Keys? Here’s How You Can Find them Again in 3 Straightforward Steps

If you’ve owned a car for a long period of time, chances are you’re all too familiar with that dreadful anxiety that comes with misplacing car keys.  It’s almost as if life itself grinds to a halt, and all you can feel is stress.  The bad news is that everybody loses their keys from time to time.  But the good news is that there’s a smart way to find them again whenever this happens.  It’s just a matter of being a little patient.

 

Don’t Get Flustered:

Automotive Expert Joe Santos explains that, “Losing your car keys is one of the most annoying and nerve-wracking experiences when it comes to owning a car. In the past, it was easy to replace a car key because keys were simple pieces of metal. While those types of keys might still exist, on newer base-model cars, cutting and reprogramming electronic keys can be tricky.” Here are a few quick tips on how to gain control of the situation when you lose your car keys:

 

STEP #01 – Stop Panicking:

Everybody’s first instinct when keys get lost is to panic.  This is the wrong approach because panic actually triggers confusion.  The process of finding your keys again is going to involve some reflection.  So it’s best to gather your composure, and prepare to do some serious thinking.

 

STEP #02 – Stand Still, and Retrace Your Steps:

Instead of spiraling into a frenzy and turning everything upside down to look for your keys, take a pause.  Relax, close your eyes, and think back to every single thing you did recently.  Retracing your steps for even a few seconds can reveal whether or not you merely forgot about the last place you kept your keys.

 

STEP #03 – Sweep Through Your Surroundings Systematically:

If basic contemplation doesn’t yield any results, then the next step is to do a gradual sweep of every single place the key could possibly be situated.  Start from one edge of the room, and slowly investigate your way to the opposite end.  If you’re outdoors, follow the exact path of your most recent movements. Careful combing ought to reveal exactly where the key is.

 

Conclusion:

If you’re ever unlucky enough to end up losing your car keys, don’t lose sight of the fact that you still have many options.  In a best-case scenario, you’ll be able to retrieve them with a little bit of searching.  But even in a worst-case scenario, it’s still possible to regain access to your car with some help.  Resist the urge to despair simply because something inconvenient has happened with your keys. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!

4 Root Causes of Battery-Issues in Vehicles

If you want your car to last a long time, it’s important to take good care of its battery.  Unfortunately, many motorists are completely oblivious to the critical role that batteries play in the inner workings of a car. Batteries are literally the heart and soul of a vehicle.  They provide electrical energy which powers every single amenity that exists in a car.  If batteries are allowed to degrade, a vehicle simply won’t function.

 

Be Responsible About Battery-Care:

Automotive Expert Tsukasa Azuma explains that, “Car batteries take an important part in car’s mechanics. An automotive battery does the job of transforming chemical energy into electrical form. It provides a significant amount of on-demand current to power-up onboard electrical appliances, lights, and engine components.  Car battery life is impacted by a lot of factors. Including weather, driving habits, and many more.” Here are a few common reasons why car batteries stop working properly:

 

      I.        Manufacturing Flaws:

If a car battery isn’t working properly, one possible cause is manufacturer error.  Double check to see if there’s a recall on any parts within your vehicle, and it should be easy to replace if this is the case.

 

    II.        Malfunctioning Charging Systems:

All vehicles come equipped with an internal charging system that replenishes batteries as long as an engine is in use.  When these charging systems don’t work, batteries become drained and depleted.

 

   III.        Damaged Components:

Sometimes batteries stop working because of problems with attached individual parts.  Problems like corrosion on the terminals, dislocation caused by vibration, and so on.  Depending on which component of the battery is affected, the solution could be an easy fix.

 

   IV.        Extended Neglect:

Car batteries don’t do well when vehicles remain impounded for long periods of time.  Particularly because when batteries lose their charge, they have to be extracted from the vehicle in order to be electrified once again.

 

Conclusion:

Battery maintenance might seem like a complicated thing to do, but it really just boils down to a few preventative measures.  Firstly, drive your vehicle regularly.  When engines are allowed to rumble, their internal charging systems will gradually recharge the battery.  Secondly, schedule routine maintenance for your vehicle.  Service appointments are an ideal way to perform basic diagnostics on car batteries. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!