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4 Important Questions to Answer before Buying Commercial Insurance

Whether you’re thinking about starting a new business or you currently own a company, commercial insurance can be one of the most important ongoing financial investments you make throughout the life of your organization. Operating a business is challenging enough without having to worry about random financial losses due to unforeseen circumstances. Commercial insurance can […]

3 Warning Signs that Your Eyesight is Deteriorating too Much to Drive

Every driver needs a good vision in order to drive safely. If for any reason you can’t see clearly as you drive, that means it’s impossible for you to judge distances or spot problems and react swiftly. You also need to be able to use peripheral vision to spot cars or objects coming up beside […]

3 Safety Tips on How to React When a Tailgater Pulls Up

One of the most frustrating things that happen to the average driver is dealing with tailgaters. Tailgating is a confrontational driving habit that occurs when one driver deliberately follows another driver closely in order to intimidate. There isn’t a specific distance that absolutely defines tailgating. What matters is the fact that tailgaters make the drivers […]

Quick Guide: What to Expect as a Driver when Marijuana is Legalized

One of the most prominent questions debated in public discourse today revolves around whether or not Marijuana should be legalized. Marijuana is currently a Schedule I drug under the federal Controlled Substances Act (CSA). Despite this classification, however, since the 1990s, various individual states in the U.S. have begun passing legislation permitting medical marijuana use […]

Quick Guide: What Insurance Fraud is and How to Avoid It

Insurance fraud is defined as an act of deception which is carried out with the aim of acquiring unjustifiable compensation from an insurer. This may sound like a clear-cut issue, but insurance fraud is actually a crime that has plenty of grey-areas. People often find themselves unintentionally caught up in fraudulent activity purely because of […]

3 Important Precautions Every Driver Should Take when Buying a New Car

Buying a car is one of the most exciting decisions a new driver can make in life. This is because cars are very different from most of the property that people generally acquire. Buying things usually makes us feel stable and grounded, but cars, on the other hand, make us feel adventurous and free to […]

Three Important Questions Every New Driver has about Auto Insurance

Being a new driver can be a very conflicting experience. On the one hand, it’s exciting to finally have the independence of owning a vehicle. On the other hand, there’s so much confusing red tape and bureaucracy which naturally comes with being a driver. For anyone who’s never assumed the responsibility of being a driver, […]

4 Common-Sense Ways to Make the Road Safer for You and Other Drivers

According to the California Office of Traffic Safety (COTS), California experiences an average of 3,000 traffic fatalities annually. Whereas some of these accidents may have been beyond anyone’s control, the majority of them happen under completely preventable circumstances. Reckless driving is a problem that evidently claims thousands of lives every year, and it should be […]

Homeowner’s Insurance Explained: How to Choose the Right Coverage for your Unique Needs

Homeownership is one of the most important investments a person can make in their lifetime. Even for wealthy people, buying a home is a transaction that involves plenty of work and financial commitment. This is why it’s especially troubling to consider how easily a home can be destroyed by random events. Any and every house […]

Everything you Need to Know in Order to Withstand an Earthquake

When was the last time you practiced an earthquake drill? How often do you stock up on emergency supplies? Do you have a reliable way to keep in touch with loved ones in case a big quake happens? If you don’t have any solid answers to these questions, chances are your entire life would be […]

3 Important Things that Nobody Tells You about Filing Insurance Claims

Being involved in an auto accident is one of the most disorienting experiences a driver can go through. If you’ve never actually experienced a traffic collision firsthand, it’s very likely that you won’t know how to react, or what to expect in the aftermath. There’s a lot of bureaucracy involved in filing an insurance claim […]

The ABCs of How to be a Safe Senior Driver

Did you know that good health is closely connected to your driving? Driving is an activity which requires strong faculties and sharp senses. As a driver, you must be able to see well enough to detect hazards in different types of lighting, judge distances, adjust to the speed of traffic, and read road signs. Your […]

3 Safety Rules that Every Commercial Driver Should Follow When Towing Cargo

Being licensed as a Commercial Motor Vehicle (CMV) Driver is a big responsibility. Not only are you expected to master driving at a technical level, but you also have to understand how to tow and manage freight safely. If you load cargo the wrong way, or you don’t secure it properly, the cargo you’re carrying […]

10 Point Checklist: How to Sail in Safety

In the blink of an eye, half the year has gone by and the weather is nice and warm again. That means lots of recreational boaters are going to make a beeline for the beach to have some fun offshore. Regardless of whether you consider yourself an experienced sailor, it’s important to remember that safety […]

Quick Guide: How to Practice Good Earthquake Preparedness

Years of relative geological calm in California was disrupted recently when a pair of back-to-back earthquakes took place near Ridgecrest during Independence Day weekend. The first quake was a magnitude 6.4 foreshock which occurred on July 4, 2019, at 10:34 am, and the second one was a magnitude 7.1 main seismic event which occurred on […]