Welcome to Adriana's Insurance

Blog

6 Minor Precautions that Prolong the Life-Cycle of Car Tires

6 Minor Precautions that Prolong the Life-Cycle of Car Tires

Did you know that car tires are the single most important feature on a vehicle? Without proper tires, cars essentially become death-traps. It’s virtually impossible to maneuver safely with damaged or worn-out tires. This simple fact is the reason why drivers should go the extra mile to conserve their car tires. Good driving and attentive upkeep are key.


Tires Need TLC:

Automotive Expert Mac Demere explains that, “The best and cheapest way to make your car quicker are a set of super-sticky tires. Depending on whether you'll be driving on a twisty road-racing circuit, or a vast canyon, a set of sticky tires can be worth 50, 100, or even more horsepower. Slippery tires won't allow a car to translate its power advantage into cornering-force and acceleration.” Here are a few quick tips on how to extend the durability of car tires:


I. Measure the Load Carried by Your Vehicle:

When cars are weighed down by heavy burdens, tires are forced to absorb an excessive amount of weight. This results in molecular depletion every time there’s friction against the tire.


II. Maintain Stable Tire Pressure:

Too much, or too little air-pressure in a tire causes its mechanical structure to warp. And when tires are forced to rotate in a warped condition, they become prone to blow-outs, punctures and erosion.


III. Calibrate and Rotate Your Tires:

Tires need regular maintenance in order to keep spinning at a stable angle. This is why procedures such as wheel-alignment and tire-rotation are recommended periodically.


IV. Practice Defensive Driving:

Defensive driving reduces the chances that a motorist will have to use emergency brakes. The more braking is done while driving, the more tires are worn out by friction.


V. Avoid Cracks, Potholes and Debris:

Cracks, potholes and debris are notorious for causing punctures. No matter how strong you might think your tires are, be careful not to subject them to the shock caused by these phenomena.


VI. Avoid Contact with Harsh Chemicals:

Acidic chemicals can weaken the tensile strength of the rubber in tires. Be careful not to expose tires to harsh solvents or cleaning agents.


Conclusion:

Taking good care of tires isn’t rocket-science. It’s just a matter of regular maintenance, and responsible driving. As long as people take the initiative to avoid negligent habits, car tires ought to remain in good working condition for years and years. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you drive safe. We got you covered!

Want to Do Proper Vehicle Maintenance? Here are 5 Fluids Every Driver Should Be Familiar With

Want to Do Proper Vehicle Maintenance? Here are 5 Fluids Every Driver Should Be Familiar With

Are you the type of driver who gets nervous about servicing your car? That’s probably because of the uncertainty that comes with auto maintenance/repair. But the best way to get past this anxiety is to educate yourself about vehicle maintenance. And learning about fluids is a good place to start. Car engines depend on various fluids and lubricants to function. When fluids are preserved well, driving feels like a breeze.

 

Fluids Will Keep Your Car Fast and Furious:

Automotive Expert Brian Addison explains that, “fluids in your car’s engine are the lifeblood of your vehicle. Clean fluids at optimal levels ensure that your car works properly. Not only does maintaining fluids increase your vehicle’s performance and safety, but when you keep up with regular maintenance, your car’s fluids will help keep repair costs down.” Here’s a quick summary of fluids that should never be allowed to go stale in a vehicle:

 
  1. Engine Oil: Engine oil is a thick fluid which is made up of an assortment of lubricants. Internal combustion engines use this type of oil to reduce mechanical friction in a variety of moving parts.
  2. Power Steering Fluid: Power steering fluid is a thick liquid used to reduce the amount of effort necessary to turn a steering wheel. Power steering fluid is a hydraulic liquid which creates a link between the steering system, and a vehicle’s wheels.
  3. Washer Fluid: Windshield washer fluid is a thin liquid used to clean windows with a wiper system. Washer fluid is sometimes interchangeable with plain water, but only in environments where it doesn’t snow.
  4. Engine Coolants: Engine coolant is a glycol-based liquid that’s typically used to prevent overheating in internal combustion engines. Engine coolant absorbs heat when moving parts are revving, and then channels this heat towards the exhaust system.
  5. Brake Fluid Brake fluid is also a hydraulic liquid which is used to facilitate stopping. Brake fluid absorbs the force created by momentum, and then converts this kinetic force into contradictory pressure that amplifies deceleration.
 

Conclusion:

If you’re not sure about where to start when it comes to fluid maintenance, do a quick read-through of the owner’s manual. Even if you’re an amateur when it comes to car-maintenance, you should at least be able to identify fluid reservoirs, and check whether the indicated levels are too low. If you notice fluids which are discolored or cloudy, make a note to specifically have a repair shop top-off the fluids. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!

Traffic Rules Exist to Protect People: Especially Through These 3 Rationales

Traffic Rules Exist to Protect People: Especially Through These 3 Rationales

If you want to enjoy your life as a motorist, it’s important to respect traffic laws. And follow them at all times. Because the order created by traffic laws is protective. Even in the best of circumstances, driving conditions can be chaotic. Sticking to the rules is the only way to ensure that you, and any passengers you travel with, make it to your destinations in one piece.


Rules = Safety:

Automotive Writer Luisa Landaverde suggests that, “Traffic laws are designed to shelter society. If we don’t follow them, not only are we putting ourselves at risk, but also other innocent people as well. By knowing the rules of the road, and practicing good driving skills, you play a vital role in preventing crashes. You will also make evolving safety policies more effective.” Here are a few important justifications for why traffic rules are beneficial:


I. They Make Road Conditions Predictable:

Imagine driving in an environment where you don’t know what to expect. An environment where drivers and pedestrians travel in total irregularity. It would be impossible to survive. Traffic rules don’t just tell people what to do. They clarify what to anticipate in a way that prevents misunderstandings and accidents.


II. They Promote Responsible Driving:

When operated in a careless or improper manner, any motor vehicle can transform into a hazard. Traffic laws neutralize this threat by educating the public on the proper use of automobiles. Any driver who ignores traffic rules is liable to experience problems.


III. They Build Consensus:

Traffic laws establish a shared vocabulary between drivers. A vocabulary which allows synchronized and orderly driving. For example, when you see a blinking yellow light on another vehicle, it’s reasonable to assume that the driver is about to turn/change lanes. This instant understanding is only possible because of widely-shared traffic rules.


Conclusion:

It may be hard to believe sometimes, but every single traffic rule directly benefits drivers. Rules and regulations are the only way that countless people can efficiently share the road. Ultimately, traffic laws promote safety, common understanding, as well as the smooth transit of drivers and pedestrians. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!

10 Prudent Safety Rules for Any Driver Travelling Through a School Zone

10 Prudent Safety Rules for Any Driver Travelling Through a School Zone

There’s a reason why people should drive cautiously around school zones. Not only are children vulnerable to accidents, but kids also tend to be unaware of their surroundings as they play. It’s extremely easy for children to suddenly jump into oncoming traffic. So when driving within 1,000 feet of a school, don’t exceed speeds of 25 mph.

 

Be Careful and Observant:

Driver’s-Ed Instructor Mark Golub cautions that, “Keeping students safe is a community responsibility. While you may be in a hurry to get to school, take your own kids to school, or get to work, it’s essential to slow down and pay attention to traffic laws. Since the consequences for breaking these laws can lead to serious injury and death, they have stiffer penalties.” Here are a few quick safety tips when driving in school zones:

 
  1. Pay Attention to Posted Traffic-Signs: School zones are heavily-labeled with traffic-signs and notices. Always respect the instructions provided on signage within school zones.
  2. Expect to Come to a FULL Stop: Rolling-stops in a school zone are both irresponsible, and dangerous. There’s no telling when a child could roam into the street in a school zone.
  3. Expect Traffic and Gridlock: Whenever kids are being dropped-off, or picked up, school zones get crowded. Never assume you can drive through a school zone without facing congestion.
  4. Stay Alert Near Pedestrian Crossings: Intersections adjacent to school zones always have pedestrians waiting to cross. Observe their movements, and be prepared to give way.
  5. NEVER Block a Crosswalk in School Zones: When turning or parking within school zones, it’s easy to block crosswalks when maneuvering. This creates hazardous conditions by obstructing pedestrians.
  6. Slow Down and Obey Posted Speed-Limits: If there’s one traffic sign that’s always clearly posted in school zones, it’s the speed limit. Always comply with mandated speed-limits.
  7. Don’t Pass Vehicles and Buses in School Zones: Whether it’s a school bus, or other fellow drivers, passing in school zones is especially risky. Be patient no matter how long the wait is.
  8. Yield Proactively in School Zones: School zones are the wrong place to get into stand-offs with other people. Yield and give way if doing so creates safer road-conditions.
  9. Respect and Obey Crossing Guards: Crossing Guards make sure that children can use crosswalks without straying into highways. It’s crucial to follow their instructions at all times.
  10. DON’T Text and Drive: Distracted driving in a school zone increases the chances of fatal accidents. Never multitask with mobile devices behind the wheel.
 

Conclusion:

Kids rarely pay attention to their immediate surroundings. Even if they get in the way of traffic, they may not be able to judge vehicle-speeds accurately. That’s why it’s up to licensed drivers to keep an eye out for children on the road. If kids are on bicycles or skateboards, it’s even more urgent to drive cautiously. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!

5 Low-Profile Traffic Violations that Can Turn You into a High-Risk Driver

5 Low-Profile Traffic Violations that Can Turn You into a High-Risk Driver

Any reasonable driver understands that insurance doesn't come cheap. Unfortunately, having a bad driving-record will only make matters worse. This is because insurers tend to penalize high-risk drivers. Generally speaking, divers who have one or more violations on their record face skyrocketing quotes on auto insurance.  

Insurance and Reputation Go Hand-in-Hand:

Car Insurance Writer Candace Baker explains that, “Insurance companies charge different rates for the same coverage. They also treat the factors that go into your rate (driving history, age, credit history, etc.) differently. Finding a company that suits the kind of driver you are can save you a lot of money. Every major insurer gives discounts based on your driving history.” Here are a few examples of mistakes and traffic-violations that can trigger nightmares with car insurance:  

1.    Speeding:

Driving too fast not only endangers lives, it carries the risk of tickets/fines, criminal convictions, and property-damage (in the event of an accident). Speeding is the most common reason why people unintentionally earn points on their driving records.  

2.    Driving Without a Seatbelt On:

Failing to buckle-up is also a habitual mistake that many drivers unknowingly fall victim to.  Traffic officers always make note of whether a driver is buckled-up before pulling them over.  

3.    Texting and Driving:

It’s against the law for drivers to use mobile devices without hands-free systems/technology.  This means no phone calls while driving, and especially no texting/typing while driving.  

4.    Littering:

This is a bad habit that many drivers practice without thinking.  But tossing garbage out of the window constitutes criminal littering.  In a best-case scenario, littering is only punishable with a fine.  But in the wrong place at the wrong time, it can attract criminal charges.  

5.    Parking Violations:

Parking in the wrong place, or in the wrong way, is also a typical mistake made by motorists.  Unfortunately, parking violations can turn a driver into a villain.  Especially in situations of negligence related to handicap-parking violations.  

Conclusion:

The takeaway here is simple. Drivers who speed, drive under the influence, or engage in other bad behaviors will pay through the nose. Inevitably. The best way to save money on car insurance is to drive responsibly at all times. Being a safe driver is a win-win proposition, end of story. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you stay safe. We got you covered!