5 Loose-Ends to Tie Up When a Car Accident Involves Minor Property-Damage
A car is one of the most valuable purchases the average person will make in a lifetime. Even the most affordable of vehicles costs tens of thousands. In the event of an accident, any property-damage can have detrimental ripple-effects. If any destruction is caused during an accident, drivers are personally responsible for ensuring that proper repairs are conducted.
No Knee-Jerk Reactions:
Automotive Writer Angela Ericsson explains that, “An auto accident is never fun, even when it’s minor. Not knowing what to do can even make things worse. It’s easy to fly off the handle and get angry at the other driver, but this will only escalate the situation. After any car accident, it’s important to keep your cool. Ask the driver about their well-being, and make sure that no one involved has been injured.” Here are a few quick tips on how to appropriately address property-damage after minor accidents.
1. File an Accident-Report with the Authorities:
Any accident that involves significant property-damage should be reported to police, and the Department of Motor Vehicles (DMV). Failing to do so in a timely fashion creates conflicts of interest which could be interpreted as crimes.
2. Exchange ID and Insurance Information with Other Involved Parties:
Accidents that produce property-damage will always precipitate negotiations or litigation. This makes it necessary to exchange contact information, identifying information, insurance details, and other relevant records.
3. Leave a Note for Other Parties to Find if They’re Absent from the Scene:
If property-damage happens in the absence of another vehicle-owner, leave a written note explaining the context of the damage. It’s also important to provide contact information so that further discussions can be facilitated.
4. Contact an Attorney:
Property-damage is not a problem to take lightly. And it’s advisable to get in touch with an attorney or legal-expert for advice.
5. Contact Your Insurer:
Your insurer also needs to know about property-damage as soon as an accident has happened. Waiting too long to report property-damage can either complicate, or void the claims process altogether.
Driving is so customary that people often forget how complex it is. Not only does driving require mechanical skills, it’s also risky. Whether you have years of experience, or you’re an amateur, You should always respect and adhere to the highway code. Defensive driving is the most effective way to reduce the chances of traffic collisions. For more information, visit our website or give us a call at 1-800-639-7654 to find out how Adriana’s Insurance Services can help you drive safe. We got you covered!