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  • Personal water craft
  • Trail coverage
  • Collision and fires, theft and vandalism coverage
  • Actual cash value
  • Agreed value – On water towing and emergency service
  • Types : – C bass boats, runabouts, cabin cruisers, etc.

What does boat insurance protect me against?

A Boatowners Policy can insure you against most risks of owning and operating your boat, its motor and its trailer. Just as importantly, it can protect you against liability lawsuits, should you injure someone with your boat or damage their property.